A lot of people are interested in making money online these days. Maybe you have a 9 to 5 that keeps you busy during the day, but on nights and weekends you have free time that you want to dedicate towards increasing your income. I found myself in the exact same position back in 2016 when I was working for my local power utility company. Oddly enough though, I did not start my YouTube channel with any intention of making money. I started this channel because I was passionate about investing and personal finance, and this was a way for me to help others. Well, as it turns out you can make money with a YouTube channel. After making videos on nights and weekends for a number of months, I began making a few hundred dollars a month. I will explain exactly how I was doing this later on. By the time I started making $1,000 a month, I was at a crossroads. I believed that I could scale this YouTube channel and create a full time income for myself, but that would mean leaving the security of my job. I ultimately decided to leave my job and go full time on YouTube. I have been a full time YouTuber since June of 2017. Now, I run a few different investing related mediums. Besides my YouTube channel, I own one of the largest Instagram pages related to investing and a blog known as Investing Simple. Between the YouTube channel, the Instagram page and the blog I am consistently making $25,000 to $50,000 every single month. Now, these are not results that you can expect from day one. In fact, I can’t guarantee that you will experience results like this at all. But what I will tell you is that patience is rewarded when it comes to building a following and making money online. Before I get into the money making strategies I follow on YouTube, I want to give you the best advice I possibly can. My Advice: Don’t try to make money. I know that probably comes off as strange advice, especially in an article telling you about how to make money on YouTube. But hear me out… The reason why I was successful was because I was making content in a niche that I was passionate about and I had a desire to help people. I added value expecting nothing in return, and my audience was able to pick up on this. If you start a channel with the goal of making a quick buck, your audience will be able to pick up on this self interest and they will not like it. Ever have lunch with an old friend, then halfway through the lunch they try to pitch you on a new business opportunity? That is exactly how your audience will feel if you go at this whole YouTube thing with the goal of making money. It also takes months if not years to build an audience, so you should 100% be creating content in a niche that you are passionate about. Add value, expecting nothing in return. Then, the money follows. Alright, rant over. Assuming you have already built an audience and added value, here are some of the best ways to make money on YouTube. 1. Create a viral video.Ahh… the “low hanging fruit” of a YouTube channel. The reason why I have that in quotes is because this is one of the biggest misconceptions out there about YouTube. People often think the easiest way to make money on YouTube is to create a viral video that gets millions of views and collect an ad revenue check. Now, don’t get me wrong. I have had numerous videos on my channel surpass 1 million views and this did earn me tens of thousands of dollars. The only problem is there is no set in stone way for creating a viral video! At the end of the day, it is totally random. Creating a video and hoping that it will go viral is like banking on winning the lottery, well with slightly better odds. Still, the odds are just not in your favor. Back in 2015, YouTube revealed that there are 300 hours of content uploaded to YouTube every minute. I would imagine that number has doubled or tripled now. Trying to get millions of eyeballs on your video with all of that content being uploaded each minute is a daunting task. While you can make money in this way, it is not the best strategy. I see ad revenue as the gravy. I make money by leveraging affiliate marketing, which I will explain later, and selling a course. These are much better strategies in my opinion. While the ad revenue can be a lot of money, it is not an income source that I rely on because it is totally unpredictable. 2. Leverage the Amazon Associates platform.This is the second way that I started making money with my YouTube channel. In my opinion, this is a much better strategy than simply going after ad revenue and it is taking advantage of something called affiliate marketing. If you aren’t familiar, affiliate marketing is making product recommendations and getting paid for it. We all make recommendations every single day, the difference is some of us are getting paid for it and some of us aren’t. Amazon has one of the best affiliate programs out there, and it is very easy to get accepted. As an Amazon affiliate, you can recommend just about anything on the site and earn a commission in the process by referring a sale. Here’s how I would do it. I would mention books I was reading frequently in my videos. I would simply hold up the book and explain why I would recommend reading it, then I would link to it in the description and tell people the link was there. When someone clicked on the link and made a purchase, I earned a commission! One of the best parts about the Amazon Associates (affiliate) program is that they don’t actually have to buy what you sent them there for in the first place. Yes, you read that correctly. You could send them there for a book, and if they purchase a vacuum cleaner within the next 24 hours, you earn a commission! I use that example because that exact scenario happened to me last year. I sold a $1,500 vacuum after someone clicked on one of my links and earned a commission of over $100. 3. Align with brands for affiliate/sponsor relationships.As much as I like the Amazon Associates program, this is not where I make the most money. The reason is because this is a low commission environment. Since you can recommend just about anything that is for sale on Amazon, the commissions are low. You are better off in most cases establishing relationships directly with brands. Since I am in the investing and finance niche, I have reached out to different investing platforms and money saving apps to establish affiliate relationships. For each referral or funded account, I earn a commission in the process. Once you figure out what niche you are in and build an audience around that topic, it is as simple as reaching out to the big brands in that niche. Actually, a better strategy is to reach out to the small ones! They are often backed by venture capital and have the money to invest in growth as they are trying to gain market share. This can be an affiliate relationship, where you earn a commission for referrals, or just a sponsorship. A sponsorship is when an advertiser pays you for a mention or link to them. It is typically a flat rate. Personally, I am a fan of the affiliate route over the sponsorship route. If you do your homework and work with brands that align well with your audience, you should be seeing a decent amount of conversions. I have always earned more money from affiliate relationships than sponsorships. 4. Sell a course or digital product.The final way that I have made money on YouTube is by selling digital products. The first course I launched was a stock market educational course. Over the course of one year, I sold $40,000 worth of that course with almost no advertising. Shortly after that, I created a stock market membership site where users paid me $19 a month for stock tips. At the peak, this was earning me over $6,000 a month. While this is not my focus now, selling a digital product based around the content you are producing online can be very profitable. You might be wondering why people would bother buying a course or a membership site in the first place. If you can learn for free from YouTube videos, why pay for a course? The reason people buy courses is because of the convenience. They don’t need to scour the internet or read 10 different books to accumulate all of this information. You have done the leg work for them, which of course comes at a cost! If you are looking to learn more about creating and selling online courses or membership sites, I actually have a completely free course called Course Creation Companion. And no, it is not a free course that leads you into a paid course. It is a completely free resource I have put together Final ThoughtsYou may have heard of other ways of making money on YouTube including selling merchandise or having people back you on Patreon. I have never had success with these options, so I did not want to include them. I have implemented and made money with all of the above strategies. When it comes down to making money on YouTube, a lot of it is niche dependent. It is a lot easier for a comedy or gaming channel to sell shirts than a finance channel! Your best bet is to try different options over time and see what works for you. from https://moneydoneright.com/how-to-make-money-on-youtube/
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Amazon is the go-to marketplace for everything from televisions to toilet paper, and there are a number of Amazon hacks that can save you even more money on both big and small Amazon purchases. If you’re one of over 100 million paid Prime members, you probably love the free 2-day shipping as I do. But,... from https://millennialmoneyman.com/amazon-hacks/ The Route map to WFH (Work From Home) Success
This inforgraphic will deliver all the big chunks and necessary step-by-step information to establishing your own lucrative Laptop of (work from home) Lifestyle
Following these steps will lead you to success!
IMMEDIATE ACTIONS:
UNDERSTAND your reasons!
Why do you want to work for yourself?
Understand what success will mean to you, your family and lifestyle.
Being clear on this will build your levels of:
Small actions that deliver BIG results!
Set your objectives and write them down in FINE DETAIL:
What are you going to do to generate income?
Study and research at least 3 potential projects before making your final choice.
Important considerations
How confident are you in your potential success?
build your confidence by:
CRITICAL THINKING:
What needs to be in place before you launch?
Staying productive
Success is not a race, but why dawdle on your way to an improved lifestyle?
Beware of time vampires – don't ALLOW yourself to be distracted! STAY FOCUSED!
Only engage in actions that bring you closer to your objective, NOT further away, or maintain the same distance.
Be consistently alert and build positive forward momentum.
Freakuently ask yourself the question: what are the top 3 things I need to do to guarantee success?
Constantly test, adjust and improve what is working, replace what is not!
LONG TERM SUCCESS:
Most of your time will be needed in promoting and marketing your project!
(A TERRIBLE thing happens when you fail to market your service or product) – NOTHING!
The more you learn, the more you'll also earn!
Constantly invest into your future income generating skills.
Ongoing motivation and inspiration!
Follow this guide, be adaptable and smart, and you will be successful.
You can do it! Aim high, move quickly!
Become Wildly Successful – Rinse and Repeat!
NEVER GIVE UP!
from https://www.thereallaptoplifestyle.com/work-from-home-success/ There are nearly 45 million student loan borrowers, and for those with a federal student loan, you need to know about each of the student loan repayment options before picking the best plan for you. There are traditional plans and income-driven ones, and which you choose will affect your repayment date, total interest paid, and... from https://millennialmoneyman.com/student-loan-repayment-plans/ We do what we can to avoid them, but accidents happen. And in a society where lawsuits are common and very costly, your financial security — everything you’ve worked so hard for — could be wiped away should you be sued and found liable without having the proper protection. A severe car accident or injury on your property could trigger a costly claim in excess of the liability coverage you currently have on your auto or home, forcing you to reach into your own pocket to cover the difference. Unless you have umbrella insurance. What Is Umbrella Insurance?Umbrella insurance is additional liability coverage. You can think of umbrella insurance as an additional layer of security that picks up where the coverage of your other insurance policies ends, such as homeowners or auto policies. Want an example of how umbrella insurance could come in handy? Imagine this. It’s your turn to drive a group of five or six children to their early morning soccer match, so they all pile into your SUV. Maybe one of the other parents hops into the front seat, as well. The roads are slick, and you’re strapped for time, so you’re going a little too fast. Suddenly, you hydroplane into oncoming traffic, and your SUV slams into two cars, resulting in $90,000 in vehicle damages. Fortunately, nobody dies, but you injure eight people and the medical bills come out to $650,000. The parent in the front seat of your SUV suggested that you slow down seconds before the accident occurred, and they decide to bring a lawsuit against you for negligence and lost wages, suing you for $410,000. In just a few seconds, that accident costs you $1,150,000 in damages and injuries. You have $500,000 in liability coverage on your auto insurance, but you’re still on the hook for the remaining $650,000. Without umbrella insurance, your only options might be to clear out your retirement fund, take on a massive amount of debt, or make payments at the cost of future wages. An umbrella insurance policy, on the other hand, will cover the remaining $650,000 your auto insurance didn’t cover and all the court fees associated with the lawsuit. What Does Umbrella Insurance Cover?Umbrella insurance provides extra coverage for expensive claims and lawsuits. Keep in mind, however, that it won’t kick in until all other applicable policies have been exhausted.
Umbrella Insurance Coverage Broken DownBodily InjuryUmbrella insurance will cover the costs of medical treatment, funerals, or lawsuits for others’ injuries associated with the accident that exceed the limits of your auto or homeowners insurance. Want some examples? Check out the following: Your Teen Causes a Car AccidentAfter borrowing your family car the day, your teen causes a car accident that severely injures a top executive for a big tech company. The medical costs and lost wages exceed the limit of your auto policy. Umbrella insurance will cover the remainder. Your Injured Guest Needs Ongoing Medical TreatmentA guest is over your house and trips on a toy your child left on the stairs. They fall and break a bone in their back, which leaves them out of work for several months. Umbrella insurance will pick up where your homeowners insurance ends. Your Dog Bites Someone While on a WalkYou take your dog for a walk around the neighborhood. Your neighbor’s child runs up to pet your dog, and your dog bites them. Depending on the company, your homeowners insurance may not cover this damage, but umbrella insurance will. Property DamagesIf someone’s property is damaged in an incident you’re found liable for, umbrella insurance can help cover the costs other insurance policies may not cover. Need help visualizing it? Imagine these scenarios: You Sink a Rental BoatYou’re enjoying your vacation and it’s time to rent the boat you reserved. As you go to dock to return it, you strike the pier and cause significant damage to the boat and pier. Everyone is ok, but the boat takes in water and sinks. You Flood Your Neighbor’s ApartmentYou run a bath and leave the room to do something while it fills. You get caught up and forget that you left the faucet on and it floods, causing water damage to your downstairs neighbor’s home that exceeds the limit of your renters insurance. Landlord LiabilityLandlords often deal with many different types of insurance policies, but one of the most important for a rental property is umbrella insurance. Not sure if umbrella insurance is right for you? Consider a situation like these: An Uneven Sidewalk Causes a FallA tenant has some friends over to visit. As they’re walking up the sidewalk, one of the guests trips on an uneven section of the sidewalk and falls. They injure themselves and sue you. Your Empty Lot Hosts a Football GameYou have vacant land that some kids stumble upon and deem a perfect place for a football game. Two of the children are injured after falling into a metal rod that was left laying on the ground. The parents sue you for damages. Certain LawsuitsLawsuits aren’t only brought on by injuries resulting from things like car accidents or falls on your property. Umbrella insurance will also cover you if you’re sued for:
Legal Fees/Court CostsYup, you read that correctly. Umbrella insurance will even help cover any court costs or lawyer fees brought on by having to defend yourself in a lawsuit. How Much Does Umbrella Insurance Cost?For the protection you get, the price of umbrella insurance is dirt cheap. According to the Insurance Information Institute, an umbrella policy with $1 million in coverage costs between $150 to $300 per year. The price you pay per million drops after the first, with the second million costing about $75 per year, and $50 per year for every million after that. Of course, this may vary depending on the amount of coverage you need and the insurance company you go with, so talk to your insurance agent for an accurate quote for your circumstances. Here’s a list of insurance companies that offer umbrella insurance: Do I Need Umbrella Insurance?The individuals who purchase umbrella insurance varies, though it’s often purchased by those who:
The fact of the matter, however, is that anyone can benefit from the coverage. “It’s not just for rich people,” says Howard Sorkin, a CFP professional in Skokie, Illinois and adjunct instructor for the Certified Financial Planning Program at DePaul University in Chicago, Illinois. “It actually protects the average person,” Howard says. Sure, having a large number of assets may make you a target for someone to go after in the event you’re hit with a lawsuit, but being in a financial situation where you have nothing to go after at the moment could be just as devastating. If you’re forced to pay a judgement, you could find yourself stuck paying a massive amount of debt or even have your future wages garnished until you pay off the settlement.
You may think you’ll never need it. Hopefully you won’t. But a valid argument can be made that everyone can benefit from personal umbrella insurance. How Much Umbrella Insurance Do I Need?The amount of umbrella coverage you need depends on your personal financial situation and the risks you’re able to handle on your own. For some people, the amount is in line with their assets plus their income. For others, it may be dependent on their potential exposure to risk. Generally speaking, the more exposure to risk, the higher the liability limit. If basing it off your assets and income, you can determine how much umbrella insurance you need by following these steps:
Umbrella insurance policies typically offer at least $1 million in liability coverage and are usually available in increments of $1 million, up to $5 million, though some companies may offer higher coverage. Make sure to go over everything the policy covers, and pay special attention to any types of activities that may be excluded from umbrella coverage. from https://moneydoneright.com/what-is-umbrella-insurance/
Our client is a dynamic and entrepreneurial trade and supply chain advisory firm driven by technology and innovation. They are looking for an experienced paralegal to join the team on a 3-4 day a week schedule primarily working flexibly from home (if that is preferable). This position would represent a fantastic opportunity for someone looking to balance a busy personal life with a flexible and interesting role. May be particularly suited to an individual seeking to re-enter the workforce after some time away (i.e. working mother/father). The ideal candidate for the role would be a commercially aware individual that possesses hands-on experience reviewing and editing contracts, maintaining electronic document repositories, and supporting the legal requirements of a broad range of individuals across a variety of departments and levels of management. The candidate will need to provide legal advice in-house together with researching and advising on various legal issues that arise. The chosen candidate will also manage legal risk and instructing external counsel whilst managing matters internally. Tasks & Responsibilities Review and provide advice on trade-related legal issues and transaction documents for various Group business units (may involve liaising with external counsel as appropriate) Assist with reviews of confidentiality agreements. Drafting, reviewing and amending of contracts. Ideally familiar with derivatives documentation (ISDAs, etc.), agreements relating to warehousing (CMAs, CDA/WAs etc.), finance documents (facility term sheets, pledges etc.) and documents governing the general trading and shipping of commodities. To take responsibility for your performance and to work together to achieve our organisational goals. To attend training courses which are identified as being necessary for the performance of the role. To be fully conversant with the Employee Handbook and supporting policies, including Health & Safety legislation and fire and emergency procedures. Essential Attributes Bachelor’s Degree and Paralegal Certification preferred A minimum of 5 years post qualification in-house experience Trade related skills Highly skilled in standard office software (MS Office, Excel, PowerPoint etc.) Ability to work independently and to successfully meet deadlines. Good Attention to detail Flexible Approach Preferred Attributes It is preferable to have worked in a Corporate or Financial Environment Benefits A prestigious office location in the heart of London Competitive salary and discretionary bonus structure Flexible and remote working opportunities Subsidised gym membership and bike to work scheme, 7-a-side football team Life, health and dental insurance Learning and development opportunities A collaborative and collegiate work environment and culture Charity Fundraising and volunteering opportunities This is a rare opportunity for the right candidate to become part of an exciting team whilst having flexibility and autonomy.
from http://www.reed.co.uk/jobs/part-time-paralegal-work-from-home/38071609 Did you know that there are a bunch of completely legit ways to get free internet? From apps to devices, you can get free internet at home or while you’re out and about. An internet connection is a modern day necessity for most people. If you’re like me, it’s where you work. And with Facebook,... from https://millennialmoneyman.com/free-internet-access/ One of the easiest and best things you can do to save more money is to find an online savings account with a high-yield savings rate. Online banks don’t have the same overhead as brick and mortars, and that means they can pass those savings along to their customers in the form of higher than... from https://millennialmoneyman.com/best-online-savings-accounts/
Recruiter / Headhunter - work from home on a self-employed basis We are looking to expand our team with a self-motivated, talented Recruiter / Headhunter. Intalent is a forward thinking Recruitment & HR Consultancy, specialising in the Property, Marketing and Technology sectors and we're looking to expand our team with the addition of another Recruiter / Headhunter. We are an established business (4 years old). We have a great reputation and presence in Dorset and we're now looking to expand our presence and client base in Hampshire. What we're looking for? An experienced, friendly, positive, professional, trustworthy, driven Recruiter with a minimum of 5 years' agency experience. You will be a passionate people person who is not afraid to pick up the phone and business develop. You must be confident in your ability to bring on new clients and help grow the business and ideally a strong network of existing contacts in Hampshire. What we offer? The backing of working for an established, succesful brand with an excellent reputation Flexible working from home - you can work the days/hours you want to Earn 50% commission on everything you bill from day one, so providing you make at least two to three placements per month, you will earn well and benefit from a great work/life balance. Access to the online job boards we use and training on how best to leverage social media (especially LinkedIn). What you need? Your own computer/laptop and mobile phone Your own transport The personal drive and ambition to be successful This is a great opportunity for someone who loves recruitment and wants to work on a more flexible basis from home. We look forward to hearing from you.
from http://www.reed.co.uk/jobs/recruiter-headhunter-work-from-home/38054745 |
The REAL Laptop Lifestyle
If you're fed up of the rat race and feel that you would like to upgrade your lifestyle, then the work from home laptop lifestyle might just be for you. Archives
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